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	Disability insurance earnings Life Insurance and DMA Up to 5 000$ per month Waiting periods: 14, 30, 60 and 119 days Duration of benefits: up to 65 years for total disability resulting from accident or illness Taker: from 10 000$ up to 500 000$ Death, dismemberment or loss of use by accident (DMA): up to 500 000$ Spouse (living and DMA): up to 500 000$ Children up to age 21 (or age 26 if full-time students) and DMA life: up 50 000$ Protections optional Profits Duration: five (5) years for total disability resulting from accident or illness Indexing benefits: up to 5% per year after 12 months of disability
	Return of Premium disability: 65 years, the premiums paid under the claims made are paid, non-taxable if you personally paid your premiums.
	Want more information on this offer ? Contact A.G.A.P.Q. Contact: Telephone: Lyne Desjardins 514-727-4100, ext 227